@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap');

/* ==========================================================================
   Origin — Panorama Financiero — Hoja de estilos principal
   ========================================================================== */

:root {
  --color-bg-dark: #23262b;
  --color-bg-dark-2: #2c3038;
  --color-bg-light: #f1f2f4;
  --color-bg-surface: #ffffff;
  --color-accent: #163a63;
  --color-accent-2: #1f4e85;
  --color-accent-soft: #e7ecf2;
  --color-text: #23262b;
  --color-text-muted: #565b63;
  --color-text-inverse: #f4f5f6;
  --color-border: #d9dce1;
  --radius-s: 4px;
  --radius-m: 8px;
  --max-width: 1180px;
  --font-main: 'Inter', Arial, Helvetica, sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-main);
  background-color: var(--color-bg-light);
  color: var(--color-text);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--color-accent-2);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

h1, h2, h3, h4 {
  font-family: var(--font-main);
  font-weight: 700;
  line-height: 1.25;
  color: var(--color-text);
  margin-top: 0;
}

h1 { font-size: 2.4rem; }
h2 { font-size: 1.8rem; }
h3 { font-size: 1.3rem; }

p { margin: 0 0 1rem 0; }

ul, ol { padding-left: 1.3rem; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.visually-hidden {
  position: absolute;
  left: -9999px;
}

/* ---------- Barra superior de contacto ---------- */
.top-strip {
  background: var(--color-bg-dark-2);
  color: #c7cbd1;
  font-size: 0.82rem;
}

.top-strip .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 6px;
  padding-bottom: 6px;
  flex-wrap: wrap;
  gap: 6px;
}

.top-strip a {
  color: #c7cbd1;
}

.top-strip span + span {
  margin-left: 18px;
}

/* ---------- Encabezado ---------- */
.site-header {
  background: var(--color-bg-dark);
  color: var(--color-text-inverse);
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 3px solid var(--color-accent-2);
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  padding-bottom: 14px;
}

.brand {
  display: flex;
  flex-direction: column;
  color: var(--color-text-inverse);
}

.brand:hover { text-decoration: none; }

.brand-name {
  font-size: 1.6rem;
  font-weight: 800;
  letter-spacing: 0.5px;
  color: #ffffff;
}

.brand-name span {
  color: #6f9cd6;
}

.brand-tag {
  font-size: 0.7rem;
  color: #9aa2ad;
  text-transform: uppercase;
  letter-spacing: 1.2px;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 6px;
}

.main-nav ul {
  display: flex;
  list-style: none;
  margin: 0;
  padding: 0;
  gap: 4px;
}

.main-nav > ul > li {
  position: relative;
}

.main-nav > ul > li > a,
.main-nav > ul > li > button.nav-toggle-item {
  display: block;
  padding: 10px 14px;
  color: #e4e6e9;
  font-size: 0.92rem;
  font-weight: 600;
  border-radius: var(--radius-s);
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-main);
}

.main-nav > ul > li > a:hover,
.main-nav > ul > li:hover > button.nav-toggle-item,
.main-nav > ul > li.is-open > button.nav-toggle-item {
  background: rgba(255,255,255,0.08);
  text-decoration: none;
}

.main-nav .dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 260px;
  background: var(--color-bg-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-m);
  box-shadow: 0 12px 28px rgba(0,0,0,0.18);
  padding: 10px;
  display: none;
  z-index: 50;
}

.main-nav li:hover > .dropdown,
.main-nav li.is-open > .dropdown {
  display: block;
}

.main-nav .dropdown a {
  display: block;
  padding: 9px 12px;
  color: var(--color-text);
  font-size: 0.9rem;
  font-weight: 500;
  border-radius: var(--radius-s);
}

.main-nav .dropdown a:hover {
  background: var(--color-accent-soft);
  text-decoration: none;
}

.main-nav .dropdown .dropdown-note {
  padding: 8px 12px 4px;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--color-text-muted);
}

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid #4a4f57;
  color: #fff;
  font-size: 0.85rem;
  padding: 8px 12px;
  border-radius: var(--radius-s);
  cursor: pointer;
}

/* ---------- Migas de pan ---------- */
.breadcrumb-bar {
  background: var(--color-accent-soft);
  border-bottom: 1px solid var(--color-border);
}

.breadcrumb-bar .container {
  padding-top: 10px;
  padding-bottom: 10px;
  font-size: 0.82rem;
  color: var(--color-text-muted);
}

.breadcrumb-bar a {
  color: var(--color-accent);
  font-weight: 600;
}

/* ---------- Hero ---------- */
.hero {
  background: var(--color-bg-surface);
  border-bottom: 1px solid var(--color-border);
  padding: 56px 0;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}

.hero-eyebrow {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 1.4px;
  text-transform: uppercase;
  color: var(--color-accent-2);
  margin-bottom: 12px;
}

.hero h1 {
  margin-bottom: 18px;
}

.hero-lead {
  font-size: 1.12rem;
  color: var(--color-text-muted);
  max-width: 560px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  margin-top: 24px;
  flex-wrap: wrap;
}

.hero-figure img {
  width: 100%;
  border-radius: var(--radius-m);
}

.hero-figure figcaption {
  font-size: 0.78rem;
  color: var(--color-text-muted);
  margin-top: 8px;
}

.hero-simple {
  padding: 46px 0;
}

.hero-simple h1 { margin-bottom: 10px; }

/* ---------- Botones ---------- */
.btn {
  display: inline-block;
  padding: 12px 22px;
  border-radius: var(--radius-s);
  font-weight: 600;
  font-size: 0.92rem;
  border: 2px solid transparent;
  cursor: pointer;
}

.btn:hover { text-decoration: none; }

.btn-primary {
  background: var(--color-accent);
  color: #ffffff;
}

.btn-primary:hover {
  background: var(--color-accent-2);
}

.btn-outline {
  background: transparent;
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.btn-outline:hover {
  background: var(--color-accent-soft);
}

/* ---------- Secciones generales ---------- */
.section {
  padding: 56px 0;
}

.section-tight { padding: 36px 0; }

.section-alt {
  background: var(--color-bg-surface);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.section-header {
  max-width: 720px;
  margin-bottom: 34px;
}

.section-header .hero-eyebrow { margin-bottom: 10px; }

.section-header p {
  color: var(--color-text-muted);
}

/* ---------- Grillas modulares ---------- */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }

.card {
  background: var(--color-bg-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-m);
  padding: 24px;
}

.card h3 { margin-bottom: 10px; }

.card-index {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--color-accent-2);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 8px;
  display: block;
}

.article-card {
  background: var(--color-bg-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-m);
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.article-card img {
  height: 170px;
  width: 100%;
  object-fit: cover;
}

.article-card-body {
  padding: 20px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.article-card-tag {
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--color-accent-2);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 8px;
}

.article-card-body p {
  color: var(--color-text-muted);
  font-size: 0.92rem;
  flex: 1;
}

.article-card-link {
  font-weight: 700;
  font-size: 0.88rem;
}

/* ---------- Panel oscuro de datos ---------- */
.data-panel {
  background: var(--color-bg-dark);
  color: var(--color-text-inverse);
  border-radius: var(--radius-m);
}

.data-panel .container-inner {
  padding: 40px 36px;
}

.data-panel h2 { color: #fff; }
.data-panel p { color: #c7cbd1; }

.data-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 24px;
  border-top: 1px solid #3a3f47;
  padding-top: 24px;
}

.data-row .figure {
  font-size: 1.9rem;
  font-weight: 800;
  color: #7ea9dd;
}

.data-row .figure-label {
  font-size: 0.82rem;
  color: #b7bcc3;
  margin-top: 4px;
}

/* ---------- Contenido de artículo ---------- */
.article-layout {
  display: grid;
  grid-template-columns: 2.3fr 1fr;
  gap: 44px;
  align-items: start;
}

.article-body h2 {
  margin-top: 2.4rem;
  padding-top: 6px;
}

.article-body h2:first-child { margin-top: 0; }

.article-body h3 {
  margin-top: 1.8rem;
}

.article-body img {
  border-radius: var(--radius-m);
  margin: 18px 0;
}

.article-meta {
  display: flex;
  gap: 18px;
  font-size: 0.82rem;
  color: var(--color-text-muted);
  margin-bottom: 22px;
  flex-wrap: wrap;
}

.pull-quote {
  border-left: 4px solid var(--color-accent-2);
  padding: 4px 0 4px 20px;
  margin: 26px 0;
  font-size: 1.08rem;
  color: var(--color-text);
  font-weight: 600;
}

.info-box {
  background: var(--color-accent-soft);
  border-radius: var(--radius-m);
  padding: 20px 22px;
  margin: 24px 0;
}

.info-box h4 {
  margin-bottom: 8px;
  color: var(--color-accent);
}

.table-wrap {
  overflow-x: auto;
  margin: 24px 0;
}

table.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.92rem;
}

table.data-table th, table.data-table td {
  border: 1px solid var(--color-border);
  padding: 10px 12px;
  text-align: left;
}

table.data-table thead th {
  background: var(--color-bg-dark);
  color: #fff;
}

table.data-table tbody tr:nth-child(even) {
  background: var(--color-accent-soft);
}

.tocbox {
  background: var(--color-bg-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-m);
  padding: 20px;
  position: sticky;
  top: 100px;
}

.tocbox h4 {
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--color-text-muted);
  margin-bottom: 12px;
}

.tocbox ol {
  padding-left: 1.1rem;
  font-size: 0.9rem;
  margin: 0 0 18px 0;
}

.tocbox li { margin-bottom: 8px; }

.tocbox .related-title {
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--color-text-muted);
  margin: 18px 0 10px;
}

.tocbox .related-link {
  display: block;
  font-size: 0.88rem;
  padding: 8px 0;
  border-top: 1px solid var(--color-border);
}

/* ---------- FAQ ---------- */
.faq-item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-m);
  margin-bottom: 12px;
  background: var(--color-bg-surface);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  text-align: left;
  padding: 18px 20px;
  background: none;
  border: none;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: var(--color-text);
  font-family: var(--font-main);
}

.faq-question .icon {
  font-size: 1.2rem;
  color: var(--color-accent-2);
  transition: transform 0.2s ease;
}

.faq-item.is-open .faq-question .icon {
  transform: rotate(45deg);
}

.faq-answer {
  padding: 0 20px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease, padding 0.25s ease;
  color: var(--color-text-muted);
}

.faq-item.is-open .faq-answer {
  padding: 0 20px 20px;
  max-height: 600px;
}

/* ---------- Glosario ---------- */
.glossary-letter {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--color-accent-2);
  margin: 30px 0 14px;
  border-bottom: 2px solid var(--color-border);
  padding-bottom: 6px;
}

.glossary-entry {
  padding: 14px 0;
  border-bottom: 1px solid var(--color-border);
}

.glossary-entry dt {
  font-weight: 700;
  margin-bottom: 4px;
}

.glossary-entry dd {
  margin: 0;
  color: var(--color-text-muted);
}

/* ---------- Formulario de contacto ---------- */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
}

.contact-form {
  background: var(--color-bg-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-m);
  padding: 30px;
}

.form-row { margin-bottom: 18px; }

.form-row label {
  display: block;
  font-weight: 600;
  font-size: 0.88rem;
  margin-bottom: 6px;
}

.form-row input,
.form-row select,
.form-row textarea {
  width: 100%;
  padding: 11px 13px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-s);
  font-family: var(--font-main);
  font-size: 0.95rem;
  background: #fdfdfd;
}

.form-row input:focus,
.form-row select:focus,
.form-row textarea:focus {
  outline: 2px solid var(--color-accent-2);
  outline-offset: 1px;
}

.form-note {
  font-size: 0.78rem;
  color: var(--color-text-muted);
  margin-top: 4px;
}

.form-success {
  display: none;
  background: #e4f0e6;
  border: 1px solid #a9cdb0;
  color: #285131;
  padding: 16px 18px;
  border-radius: var(--radius-m);
  margin-bottom: 18px;
  font-weight: 600;
}

.form-success.is-visible { display: block; }

.contact-info-card {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-m);
  padding: 26px;
  background: var(--color-bg-surface);
  margin-bottom: 18px;
}

.contact-info-card h3 { margin-bottom: 14px; }

.contact-info-card .info-line {
  display: flex;
  gap: 12px;
  margin-bottom: 12px;
  font-size: 0.94rem;
}

.contact-info-card .info-line strong {
  min-width: 92px;
  color: var(--color-text-muted);
  font-weight: 600;
}

/* ---------- Sitemap ---------- */
.sitemap-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.sitemap-col h3 {
  border-bottom: 2px solid var(--color-accent-2);
  padding-bottom: 8px;
  margin-bottom: 12px;
}

.sitemap-col ul { list-style: none; padding: 0; }
.sitemap-col li { padding: 6px 0; border-bottom: 1px solid var(--color-border); }

/* ---------- Legal ---------- */
.legal-content h2 { margin-top: 2.2rem; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content ul { color: var(--color-text-muted); }
.legal-meta {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-bottom: 30px;
  border-bottom: 1px solid var(--color-border);
  padding-bottom: 20px;
}

/* ---------- Franja CTA ---------- */
.cta-strip {
  background: var(--color-accent);
  color: #fff;
  padding: 44px 0;
  text-align: center;
}

.cta-strip h2 { color: #fff; margin-bottom: 10px; }
.cta-strip p { color: #cfdcec; margin-bottom: 22px; }
.cta-strip .btn-primary { background: #fff; color: var(--color-accent); }
.cta-strip .btn-primary:hover { background: #e7ecf2; }

/* ---------- Pie de página ---------- */
.site-footer {
  background: var(--color-bg-dark);
  color: #c7cbd1;
  padding-top: 50px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 32px;
  padding-bottom: 34px;
  border-bottom: 1px solid #3a3f47;
}

.footer-grid h4 {
  color: #fff;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 14px;
}

.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 9px; font-size: 0.9rem; }
.footer-grid a { color: #c7cbd1; }
.footer-grid a:hover { color: #fff; }

.footer-brand .brand-name { color: #fff; }
.footer-brand p { font-size: 0.88rem; color: #a8adb4; margin-top: 12px; }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 0;
  font-size: 0.8rem;
  color: #8a8f97;
  flex-wrap: wrap;
  gap: 10px;
}

.footer-bottom a { color: #a8adb4; }

/* ---------- Banner de cookies ---------- */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--color-bg-dark);
  color: #e4e6e9;
  padding: 16px 22px;
  display: none;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  z-index: 200;
  box-shadow: 0 -6px 20px rgba(0,0,0,0.25);
  flex-wrap: wrap;
}

.cookie-banner.is-visible { display: flex; }
.cookie-banner p { margin: 0; font-size: 0.88rem; max-width: 720px; color: #d3d6da; }
.cookie-banner .cookie-actions { display: flex; gap: 10px; flex-wrap: wrap; }

/* ---------- Responsivo ---------- */
@media (max-width: 960px) {
  .hero-grid, .article-layout, .contact-layout, .grid-2 { grid-template-columns: 1fr; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .data-row { grid-template-columns: 1fr; }
  .sitemap-grid { grid-template-columns: 1fr 1fr; }
  .tocbox { position: static; }
}

@media (max-width: 720px) {
  .nav-toggle { display: inline-block; }
  .main-nav { display: none; width: 100%; }
  .main-nav.is-open { display: block; }
  .site-header .container { flex-wrap: wrap; }
  .main-nav ul { flex-direction: column; width: 100%; }
  .main-nav .dropdown { position: static; box-shadow: none; display: none; }
  .main-nav li.is-open .dropdown { display: block; }
  .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .sitemap-grid { grid-template-columns: 1fr; }
  h1 { font-size: 1.9rem; }
}